Skip to content
WHLS Warm Homes Loan Scheme

Transform Your Home into a Sustainable Haven

Explore affordable financing options for renewable energy upgrades.

Family sitting on a sofa seen from behind, looking out through open garden doors to a lawn and a neighbouring brick house with solar panels on its roof

Explore by topic

Beginner guides

All guides

What we help with

  • Government-backed loan guidance

    We explain how official loan schemes work and what to check.

  • Flexible repayment explained

    We set out repayment terms in plain English.

  • Funding guidance

    We summarise grants and funds you may be able to apply for.

  • Finance comparison

    We help you compare loans, grants and installer finance.

  • Finding certified installers

    We show you how to check installer certification.

Latest articles

Gloved hands unrolling yellow mineral wool insulation between wooden loft joists

Support Fund

Warm Homes: Local Grant explained for low-income households in England, plus the ECO4 end date, the extra £1.5bn and help in Scotland and Wales.

27 October 2026WHLS Editorial Team

White air source heat pump unit standing on a stone patio beside a red brick house wall, with potted plants

Upgrade Fund

Funding for homeowners who do not qualify for low-income support: Boiler Upgrade Scheme grants, Warm Homes Loan limits and Home Energy Scotland.

27 October 2026WHLS Editorial Team

Why homeowners use our guide

  • Clear guidance on official schemes
  • MCS-certified installer advice
  • Transparent and independent
  • Plain-English explanations

Homeowner stories coming soon

We only publish real, verified feedback.

Newsletter

Stay updated on the latest funding options and energy-saving tips.